This help article explains how the credit limit on your Vanquis account can be changed. Emergency Fund Savings £1002/£2000. Before you read on however, you should know that: We do not increase credit limits on request. Does anyone know when Vanquis actually increase their credit limits? I have had a card with them since 1st December 2012 and no increase as yet. It's a good idea to check your credit limit preferences in case you opted out of offers in the past. The Vanquis Visa Classic. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. dazzaofdagenham Forumite Posts: 1,509. You can set and control how we communicate with you about your credit limit by calling our automated. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. Credit Limit. This help article explains how the credit limit on your Vanquis account can be changed. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. Make sure you are aware of your current Vanquis Card credit limit at all times and the amount of credit available to spend. A higher credit limit could also help you maintain a healthy credit utilization, which is a key credit score ingredient that measures how your credit balances compare with your credit limit. This help article explains how the credit limit on your Vanquis account can be changed. Martin's Blog; Team Blog;. Hi,. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. The Group’s credit card business has been operating since 2003 under the Vanquis brand and has been a key part of our Group since 2013. Managing your trust limit. This help article explains how the credit limit on your Vanquis account can be changed. You can set and control how we communicate with you about your credit limit by calling our automated. As I was new to credit from August 2017, this limit increase would be the first time I've been granted a credit line above £450 with anyone. Before you read on however, you should know that: We do not increase credit limits on request. Managing your credit limit As a new customer you get a starting credit limit of between £150 - £1,500 subject to eligibility. It's a good idea to check your credit limit preferences in case you opted out of offers in the past. Anthorn Forumite Posts: 4,362. This help article explains how the credit limit on your Vanquis account can be changed. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. You can set and control how we communicate with you about your credit limit by calling our automated. You can set and control how we communicate with you about your credit limit by calling our automated. This help article explains how the credit limit on your Vanquis account can be changed. Your credit. You can't ask for a Credit Limit Increase (CLI), but we'll automatically review your account every month and let you know if you're eligible. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. You can set and control how we communicate with you about your credit limit by calling our automated. Before you read on however, you should know that: We do not increase credit limits on request. Like it should be. You can't ask for a Credit Limit Increase (CLI), but we'll automatically review your account every month and let you know if you're eligible. You can't ask for a Credit Limit Increase (CLI), but we'll automatically review your account every month and let you know if you're eligible. You can't ask for a Credit Limit Increase (CLI), but we'll automatically review your account every month and let you know if you're eligible. Got 0% interest for the first 12 months and my credit score seemed to improve, since then they keep offering me the chance to increase my credit and windows for 0% balance transfers, but I think they do charge a monthly fee of around £9. Get £20 back in Asda Pounds when you open a new credit card by 5 December 2023, spend £50 and set up a Direct Debit in the first 60 days by 5 December 2023. The good news is that your lender might increase your credit limit if you make repayments on time each month. If you want increased limit then the best thing to do is to use the card as close to the limit as you can, surely you can easily do that if the limit is 250 or so. If you opened your first credit card with the likes of Vanquis, Newday (aqua, marbles, etc) or Capital One, the likelihood is that you will get an automatic credit limit increase after about 4 months if you use your card, make payments on time and don't go over your credit limit. You can't ask for a Credit Limit Increase (CLI), but we'll automatically review your account every month and let you know if you're eligible. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. You'll be able to: • View your current balance and available spend. Business-related Insurance. This help article explains how the credit limit on your Vanquis account can be changed. I went from £250 in Feb'09 to £500 to £1250 to £1500 to £2250 @ 47% at the moment (I know the APR is scary, but never paid any interest (ignoring the 16p min. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. It's a good idea to check your credit limit preferences in case you opted out of offers in the past. Here, you may find an. View our credit card A simple online credit card application process Say hello to better credit, and better banking. Vanquis emailed offering credit limit increase from £500 to £1250 today so I clicked online to accept it and they asked for income and expenditure details. A credit card for those with bad credit who want at rebuild their recognition assessment. paying your monthly minimum payments on time and staying within your credit limit). We review your account and eligibility every 5 months to check if you'd be eligible for an increase. 9% APR (variable). You can set and control how we communicate with you about your credit limit by calling our automated. You can't ask for a Credit Limit Increase (CLI), but we'll automatically review your account every month and let you know if you're eligible. 1 Godwin Street, Bradford, West Yorkshire BD1 2SU. A limit isn't a status symbol or something to be proud off. You can sets and control how we communicate with you about you credits limiting by calling our automated service on 0330 099 3000*. It's a good idea to check your credit limit preferences in case you opted out of offers in the past. Before you read on however, you should know that: We do not increase credit limits on request. In order to allow these people to be able to have credit, limits begin at a base level. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. In October 2015 Vanquis increased the credit limit to £2,500 and a final increase was approved in November 2017, taking the credit limit to £3,500. It can also help you get a higher limit credit card or cards with lower interest rates. As a responsible lender we want to be sure you can comfortably manage your repayments. You can set and control how we communicate with you about your credit limit by calling our automated. You can't ask for a Credit Limit Increase (CLI), but we'll automatically review your account every month and let you know if you're eligible. Thimbl. My OH's interest with Vanquis started at 59. This help article explains how the credit limit on your Vanquis account can be changed. Over time, if they prove that they are a responsible borrower, card users are able to increase their credit limit to a maximum of £4000. As a new customer you geting a starting credit limit of between £150 - £1,500 subject to eligibility. You can set and control how we communicate with you about your credit limit by calling our automated. You can set and control how we communicate with you about your credit limit by calling our automated. Credit perimeter for newer customers are set at a highest of £1000 and can be as low as £150. Credit cards. This help article explains how the credit limit on your Vanquis account can be changed. Credit limits between £250 and £1,500; Chance to increase credit limit. I have a number of mainstream cards but Vanquis gave me my first rung of the rebuild credit ladder. This help article explains how the credit limit on your Vanquis account can be changed. Business Insurance. Vanquis completed a credit search and assessed the information this returned. Before you read on however, you should know that: We do not increase credit limits on request. If Vanquis Bank is able to offer you this deal, the offer will specify a personalised credit limit based on Vanquis Bank's assessment of your situation. Rising credit limit: Although your starting credit limit is low, at a maximum of £1,000,Vanquis can increase your ceiling every five months if you’re proving yourself dependable. Read fastest growing UK Vanquis Credit card reviews. Hello my vanquis credit card is on its way and I don't know what my limit is yet. This help article explains how the credit limit on your Vanquis account can be changed. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. In our guide we’ll cover how your credit limit is created, what occurs if you go beyond. What happened Mr D applied for the credit card in May 2016. Before you read on however, you should know that: We do not increase credit limits on request. You can set and control how we communicate with you about your credit limit by calling our automated. On. You can't ask for a Credit Limit Increase (CLI), but we'll automatically review your account every month and let you know if you're eligible. This help article explains how the credit limit on your Vanquis account can be changed. This help article explains how the credit limit on your Vanquis account can be changed. So spending £100 on credit and paying it back a month later will cost just over £3. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. This means that you can use your thimbl. I've had a Vanquis card for over 3 years never had an increase stayed at £250, tried multiple ways to "trigger" increase, going close to limit, using less than 50% credit, paying in full, paying the min and it's never changed, my barclaycard has had multiple increases and I got that card at the same time as the Vanquis, if it wasn't my oldest credit card account I would close it, don't use it. This help article explains how the credit limit on your Vanquis account can be changed. You can set and control how we communicate with you about your credit limit by calling our automated. It's a good idea to check your credit limit preferences in case you opted out of offers in the past. AN credit card for those with bad loan anybody to to rebuild their credit. It's a good idea to check your credit limit preferences in case you opted out of offers in the past. If you had its Repayment Option Plan (ROP) on a Vanquis card – or on another credit card it issued under a. The Vanquis Classic Visa comes with an easy-to-manage credit limit between PS150 and PS1,000 and may be eligible for a credit limit increase after your 5th statement, up to a maximum of PS4,000 subject to good account management (e. Before you read on however, you should know that: We do not increase credit limits on request. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. Before or after the 4th statement is paid? 4th Statement should have been created today, although evanquis has not updated yet and is still showing last months! Looks you are very desperate for credit. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. This aims up help you procure used to how a borrow card account works. It's a good idea to check your credit limit preferences in case you opted out of offers in the past. paying your monthly minimum payments on time and staying within your credit limit). You can't ask for a Credit Limit Increase (CLI), but we'll automatically review your account every month and let you know if you're eligible. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. This help article explains how the credit limit on your Vanquis account can be changed. After your fifth statement, you might be eligible for a credit limit increase that will further increase up to £4,000 every 5 months. 9% (variable) p. A credit card for which with bad credit who want to rebuild their credit rating. Aquis Vs. You can't ask for a Credit Limit Increase (CLI), but we'll automatically review your account every month and let you know if you're eligible. This aims to help you get used to how a credit card account works. Make payments and set up automatic payments. Registered number 02558509. , like other cards offered by Vanquis, use the Visa credit card network. 9 million following an investigation into its credit card repayment add-on by the Financial Conduct Authority. 1. 100% increase in 1 star reviews. Due to higher-than-average interest rates of 34. The Aquis variable APR of 29. Can I Request A Acknowledgment Limit Increase Vanquis. Keep in mind that: you can't request a credit limit increase; we review your account every month to check if you're eligible for an increaseKnow your credit limit. Before you read on however, you should know that: We do not increase credit limits on request. You can't ask for a Credit Limit Increase (CLI), but we'll automatically review your account every month and let you know if you're eligible. You can't ask for a Credit Limit Increase (CLI), but we'll automatically review your account every month and let you know if you're eligible. I got the credit limit increase letter on 19th July, saying my limit will increase after my August statement. T-G-C Forumite Posts: 591 Forumite. Vanquis credit charts are ready to people with a pier credit rating. It's a good idea to check your credit limit preferences in case you opted out of offers in the past. This help article explains how the credit limit on your Vanquis account can be changed. The average credit card limit is between £3,000 and £4,000 but, in theory, there's no maximum credit limit a card company could offer you. But you wouldn't want to pay 40% on a £100K mortgage over 25 years. This includes other credit cards, loans, catalogues, mobile phones and mortgages you may have. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. This help article explains how the credit limit on your Vanquis account can be changed. You can't ask for a Credit Limit Increase (CLI), but we'll automatically review your account every month and let you know if you're eligible. Generally, income and expenditure +. " 20th Jan 2020 "Great news - we're delighted to confirm your credit limit is going to be increased!You can't ask for a Credit Limit Increase (CLI), but we'll automatically review your account every month and let you know if you're eligible. Address 2451 Cumberland Parkway, Suite. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. Owen_Kent Posts: 270. Stay in control of your account with online servicing, a mobile app, SMS and email. This help article explains how the credit limit on your Vanquis account can be changed. This help article explains how the credit limit on your Vanquis credit card can be changed. Learn about the ins and outs about the Vanquis Classic to assistance you decide if it's the best credit-builder card for you. Before you read on however, you should know that: We do not increase credit limits on request. get a personalised credit limit between £500 and £1,200. On the plus side, with the Aquis card you could get your first credit limit increase after your fifth statement and further increases every five months. We need to ensure you are keeping these. • Set up and manage Direct Debits through. will vanquis freeze interest will vanquis text me when will vanquis increase my limit does vanquis affect credit score how long does it take for vanquis to get back to you The OFT Irresponsible Lending Guidance applied to Mr H’s first credit limit increase. In May 2011 Vanquis increased the credit limit to £1,500. Before you read on however, you should know that: We do not increase credit limits on request. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. My statement date was the 18th of August. Vanquis credit cards are available to people includes a poor. You can set and control how we communicate with you about your credit limit by calling our automated. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. This help article explains how the credit limit on your Vanquis account can be changed. That's 40% per year, not unreasonable for small amounts and/or for short periods. Make sure to stay within your current limit and make any payments due on time. Ok I've been at 3000 for about a year . This help article explains how the credit limit on your Vanquis account can be changed. So many people with these bad/no credit history cards, seem to be obsessed with limits, that's why so many of them, simply end up with £2k + balances paying £100 off, but being charged £70 interest each month. For example, if you have only one credit card account and it has a $5,000 balance and a credit limit of $15,000, your credit utilization ratio would be 33. 3 January 2018 at 3:45PM in Credit cards. 9% APR. a Credit Limit increase, we need to see that you can manage your credit. You can set and control how we communicate with you about your credit limit by calling our automated. ️ Potential high-interest rates: most students don't have an excellent credit rating. This could be incredibly useful as the cost of living continues to rise. This help article explains how the credit limit on your Vanquis account can be changed. 1 1. App works well. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. With interest rates generally over 30% +, you'd be crazy to spend large amounts and leave a balance on it every month. And what was your starting credit limit with Vanquis. Before you read on however, you should know that: We do not increase limits on request. This help article explains how the credit limit on your Vanquis account can be changed. Download it now and take advantage of these features and more: View your PIN and card details. How to increase your credit limit. Find the best insurance deals for you and discover what you what to get, whatever your business. Tips to get a credit limit increase. As a responsible lender we want to be sure you can comfortably manage your repayments. Been a Vanquis customer for a year now and until july was spending to almost limit and clearing over the month, always paying minimum payment via DD and extra via bank transfer. Therefore the Aquis may be more desirable if you want a higher starting limit. You can't ask for a Credit Limit Increase (CLI), but we'll automatically review your account every month and let you know if you're eligible. Before I get to Vanquis I know that credit scores are not the be-all and end-all but I am working on improving mine in the hope of buying my first home in the future. This help article explains how the credit limit on your Vanquis account can be changed. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. A limit isn't a status symbol or something to be proud off. With a Vanquis Credit Card, you could build your credit score over. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. Before you read on however, you should know that: We do not increase credit limits on request. Chance to increase credit limit up to a maximum £4,000; Credit limit reviewed every 5 months; £10 monthly minimum repayment; Charges. I got the credit limit increase letter on 19th July, saying my limit will increase after my August statement. VAT number 180555952. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. Before you read on however, you should know that: We do not increase credit limits on request. With interest rates generally over 30% +, you'd be crazy to spend large amounts and leave a balance on it every month. If your credit limit. Haven't had a single increase on my Capital One card, which currently has a £250 limit, and I've held them both an identical period of time. You can set and control how we communicate with you about your credit limit by calling our automated. , your representative rate is 34. Your credit limit can rise to £4,000. This help article explains how the credit limit on your Vanquis account can be changed. Vanquis went on to report a. People hate Vanquis because they're a sub-prime card with really high interest rates. This help article explains how the credit limit on your Vanquis account can be changed. This help article explains how the credit limit on your Vanquis account can be changed. Find the best international deals since it or spot what you need to know, whatever yours business. There is no annual fee attached to Vanquis Bank’s Chrome. Keep in mind that: you can't request a credit limit increase; we review your account every month to check if you're eligible for an increase 30 day calendar inside Step by step guide to managing your account 1 DON’T GO OVER YOUR CREDIT LIMIT Your Credit Limit is the amount that we have agreed to lend you. 9% representative APR. What is the credit limit on Vanquis Bank cards? Vanquis Bank offers a credit limit of between £500-£1,000 on its balance transfer deal, £500-£1,200 on its purchase deal, and £500-£1,500 on its credit builder deal. Lacie Usb Sparkle Drive Write Protected. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. Credit limit Minimum credit limit £150 Maximum credit limit £1,000 (Subject to status) Fees No annual feeYou can't ask for a Credit Limit Increase (CLI), but we'll automatically review your account every month and let you know if you're eligible. Before you read on however, you should know that: We do not increase credit limits on request. This could be incredibly useful as the cost of living continues to rise. The Group’s credit card business has been operating since 2003 under the Vanquis brand and has been a key part of our Group since 2013. You can set and control how we communicate with you about your credit limit by calling our automated. In order to allow these people to be able to have credit, limits begin at a low level. It's a good idea to check your credit limit preferences in case you opted out of offers in the past. Going back in time but post-University I did have a Vanquis credit builder credit card, they seemed to be one of the few that were open to taking customers with no / bad credit ratings and whilst only having a low spending limit and high APR, it did give an option to obtain credit as a way to help increase your credit score - plus the high APR. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. Before you read on however, you should know that: We do not increase credit limits on request. Before you read on however, you should know that: We do not increase credit limits on request. You can set and control how we communicate with you about your credit limit by calling our automated. Start with a manageable credit limit of £500 up to £1,500. Study concerning to ins also outs of to Vanquis Classic to get you decide if it's the best credit-builder card for you. More; Forums; News; Weekly email; Search. Managing your credits limit As a newer customer you gain a starting credit limit of between £150 - £1,500 study to eligibility. indd 2 21/10/2015 14:25:03. This help article explains how the credit limit on your Vanquis account can be changed. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. You need to avoid spending more than your Credit Limit. Changing your credit limit. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. 57★ by real people like you on Smart Money People. You can't ask for a Credit Limit Increase (CLI), but we'll automatically review your account every month and let you know if you're eligible. * To build your credit rating and to be considered for credit limit increases, use your card sensibly, stay within your credit limit and pay at least your monthly minimum payment on time. Chance to increase credit limit up to a maximum £4,000; Credit limit reviewed every 5 months; £10 monthly minimum repayment; Charges. g. In our guide we’ll cover how your credit restrictions is produced, what happens if you go. Credit Limit. 70 last month and this month statement I will need to pay the full amount of £90. You can set and control how we communicate with you about your credit limit by calling our automated. Vanquis (watch out!) 18 months ago I received a letter from a company called Vanquis offering me a credit card with an APR of 19. This amount shows what you have left available. Your thimbl. Click here to read 417 customer reviews of Vanquis Credit Card, rated 4. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. Top features of the Vanquis Credit Card. , your representative rate is 34. Learn about the into and exchange of the Vanquis Vintage to help you decide if it's the best credit-builder select by you. So spending £100 on credit and paying it back a month later will cost just over £3. Vanquis Bank can be contacted at its registered office, which is at No. 34. Before you read on however, you should know that: We do not increase credit limits on request. Vanquis credit card. 9% and is still 59. Many card issuers make it easy to ask for a credit limit increase. gave Mr M a credit card with a limit of £1,000. , your representative rate is 34. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. For anyone with poor credit, a potential first credit card could be an alternative if you can’t get a card elsewhere; initial credit limit from £ 150 to £ 1,000; likely credit limit will increase. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. I decided to go for it and I was accepted with an initial limit of £500. Ask for a credit limit increase too soon after. It is quick and easy managing your Vanquis credit card with the Vanquis app. It's a good idea to check your credit limit preferences in case you opted out of offers in the past. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. This help article explains how the credit limit on your Vanquis account can be changed. Before you read on however, you should know that: We do not increase limits on request. This help article explains how the credit limit on your Vanquis account can be changed. This help article explains how the credit limit on your Vanquis account can be changed. It is quick and easy managing your Vanquis credit card with the Vanquis app. This help article explains how the credit limit on your Vanquis account can be changed. 100% increase in 1 star reviews. Vanquis credit memory are available to people. This aims to help you get used to how a credit card account works. Parties. Before you read on however, you should know that: We do not increase credit limits on request. Stay in control of your account with online servicing, a mobile app, SMS and email. 57★ by real people like you on Smart Money People. Although I would never use £1000 with Vanquis due to the interest rate and my income ratio, it would only benefit my outlook to lenders. Your credit limit can rise to £4,000. If we vary your minimum payment we will write to you to tell you. This help article explains how the credit limit on your Vanquis account can be changed. In 2019 the credit card fell into arrears and was closed. This help article explains how the credit limit on your Vanquis account can be changed. 9%. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. 2 million customers about £169 million in refunds and a further fine of £1. I have a Vanquis card with credit limit of £1250. Bad credit + no interest = too risky to give you more credit. On first credit cards from Vanquis, the limit will be anything from £100 to £1,500, and it will depend on your circumstances. With Tesco's Foundation Credit Card, you can earn Clubcard points from almost anywhere (including Tesco) whilst working on your credit score. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. 1. As a responsible lender we want to be sure you can comfortably manage your repayments. This help article explains how the credit limit on your Vanquis account can be changed. Just had another increase on my Vanquis card to £2500 limit. Before you read on however, you should know that: We do not increase credit limits on request. Good for. Had mine since October and got an email last week to say they will increase my credit limit from £250 to £500 in Feb. You can set and control how we communicate with you about your credit limit by calling our automated. Understanding your credit limit are important when it comes to managing the credit you have. Before you read on however, you should know that: We do not increase credit limits on request. This help article explains how the credit limit on your Vanquis account can be changed. Pros of the Vanquis Classic credit card. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. Before you read on however, you should know that: We do not increase credit limits on request. Before you read on however, you should know that: We do not increase credit limits on request. This help article explains how the credit limit on your Vanquis account can be changed. • Check your latest transactions including pending transactions and payments. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. Before you read on however, you should know that: We do not increase credit limits on request. In 2019 the credit card fell into arrears and was closed. Got Vanquis & Cap one credit cards a couple of weeks later both with £500 limit. Before you read on however, you should know that: We do not increase credit limits on request. Vanquis Card: Summary. 2 "A/e", nus", 'our" means fanquis Bank Limited whose address is Colonnade,. It's a good idea to check your credit limit preferences in case you opted out of offers in the past. You can't ask for a Credit Limit Increase (CLI), but we'll automatically review your account every month and let you know if you're eligible. You can't ask for a Credit Limit Increase (CLI), but we'll automatically review your account every month and let you know if you're eligible. This help article explains how the credit limit on your Vanquis account can be changed. In October 2015 Vanquis increased the credit limit to £2,500 and a final increase was approved in November 2017, taking the credit limit to £3,500. I got the credit limit increase. Before you read on however, you should know that: We do not increase credit limits on request. Use too much of your available credit. This help article explains how the credit limit on your Vanquis account can be changed. 34. Although I would never use £1000 with Vanquis due to the interest rate and my income ratio, it would only benefit my outlook to lenders. 9% (variable) p. Before you read on however, you should know that: We do not increase credit limits on request. It’s fast, secure, and fuss-free. It’s fast, secure, and fuss-free. This means that you can use your thimbl. This help article explains how the credit limit on your Vanquis account can be changed. Freemans £57/£150 Look Again £282/£557 JD Williams £79/£151 Vanquis £190/£257 Provident £248/£546 CCJ £453 T-Mobile £453. Vanquis's lowest-APR, credit-building card is designed to help you improve your credit rating. 1) Your credit is not so good so your limit is £250. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. Discharged from BR in March this year. In December 2018, and. Your new Credit Limit Increase offer Current: £3500New: £4250. My wife had a vanquis card which started with £300 limit, within a couple of months they increased it to £1500 and gave her a gold card. Before you read on however, you should know that: We do not increase credit limits on request. I started with a £250 credit limit now 6 years later I'm on there maximum limit of £4. You can set and control how we communicate with you about your credit limit by calling our automated. paying off at least the minimum amount each month. Even if they increased the limit to 10k, I still wouldn't spend much on it. Check your transactions. You can't ask for a Credit Limit Increase (CLI), but we'll automatically review your account every month and let you know if you're eligible. 9% APR, we recommend trying to pay down your full balance every month.